Ah, yes, the famously objective concept of “beauty”
I’d vastly prefer having a legal guarantee to live in such a house over having to pay some parasite to live in a run-down apartment with thin walls
A mortgage just means the bank is your landlord.
Good evening, fellow truth-speaker
I bought a house in the last few years. Even with essentially all time low interest, roughly 50% of the value of the mortgage payments I make will go to a bank parasite in the form of interest over the life of the loan. At the beginning of the mortgage, less than a third of every monthly payment goes to principle, i.e. the value of the house.
Renting is bad, but unless you can buy property outright, the parasites still get their take.
Yeah, until we get rid of capitalism, I’ve basically resigned myself to living in a small apartment because I don’t want to owe a fuckton of money
Although living for rent the house is never yours, I laugh when someone says that they prefer to buy a house as property. They do not take into account that, while they do not finish paying the mortgage, the house is owned by the bank, apart from a house owned, it carries additional expenses, external maintenance, taxes, etc., which, as a tenant, do not affect you, even if something breaks of the installation, the water heater, a pipe, the air conditioning, etc., it is the owner who has to replace or repair it, not the tenant. Or the house suddenly loses 80% of its value, because the city council decides to put a new highway 30m from your house. The other advantage of renting is mobility, if for some reason, for example due to a new job, you have to go live somewhere else, you take your things and leave, which is much more complicated with a house in propiety. Buying a house which isn’t mine until I paid it in 30 years? Not even drunk
Yeah, I’d rather just rent some cheap-ish apartment and await (+ hopefully participate in) the revolution
Also if you fail to pay your mortgage you’re fucked, the bank keeps the house and in some fucked up cases (like during the spain financial crisis iirc) you also keep the debt.
That is another reason to live in a rented house. It’s exchanging “property” against freedom and better control over your money and less obligations. Also you cal lose a leased home if you don’t pay, but you leve without debt, or at least only the month which you debt.
Regarding the mortgage, the movement, and the instability of its value I do agree that renting will help you with that. But renting will always cost more than having a house(no mortgage) and paying bills, repairs, maintenance, and anything else. This is due to the landlord having to make you pay more than he has to spend to make it profitable. In practically, if someone is a landlord as their only/main source of income (were talking big firms or rich individuals here not people on retirement or anything) they are spending the tenants money for all repairs maintenance and anything else whilst pocketing the surplus/profit.
Of course, in our current capitalist system buying a house straight up is nigh impossible but most people prefer owning a house and will only say they prefer renting because they don’t have the income to own a house straight up because of the initial cost, even if it’s cheaper long term. Like anything in capitalism, the rich get richer and the poor get poorer.
If, by inheritance or other means, you get a house, the expenses are naturally somewhat lower than living for rent. But it does not change anything in that I do not see the advantages of owning a house, it only increases your responsibility for the house and takes away your freedom of movement. I have guaranteed income and enough to be able to get a mortgage, but I prefer not to, with the difference that my bank account is positive, with no mortgage or outstanding credit. Not like a relative of mine who bought a house in the suburbs and did well for a few years, until a railroad track was built in front of his yard. Now he still owes the €200,000 mortgage despite the fact that his house has already completely lost its value and he has to put up with the noise of the train that makes jump the cups in the display case. No thanks.
Bad? depends. I live in a rented apartment, new construction, furnished, Vitro-ceramic kitchen, 100m2, central, quiet, everything I need within a radius of 1 km, beach at 500m €400/month, friendly neighbors, South Spain
In the writing community (like, fictional authors and people like that) you see a lot of this rhetoric about what counts as good writing and what-not.
As in, they act like there’s some objectively “good” writing?
Yeah. Not cultural or anything, just an “objective” and “universal” standard throughout time and space.
the only thing I would argue is almost objectively good is that the writing should be legible (not necessarily “proper” grammar, just possible to decipher)
and there are probably some exceptions to that, too
Yeah, gotcha
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what does the rose mean?
Soccdemns, AKA socio-democrats
AKA liberals
The houses in my neighborhood are all limited to three models, have some (minor) paint variations, and Havana, Cuba still looks nicer.
I’m more worried about all of the houseless people in the Anglosphere than how pretty a neighborhood looks, though.
Little boxes on the hillside. Little boxes made of ticky-tacky. Little boxes on the hillside. Little boxes just the same.
Malvina Reynolds
Are those not the American Suburbs? But you know, without the goddamn culdesacs?
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