• ghostOfRoux();
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    1 year ago

    I was gonna mention the last time I think you asked this. I take it you aren’t stateside.

    First it becomes insolvent, then after a while it longer it goes into default. This is when it gets sent to a collection agency(and it will pass from one agency to another because the get sick of sending you letters and calling you 17,458 times a month.) All this time it will still accrue interest at like 9%. After they get sick of trying to collect, the gov can get involved and withhold our tax returns or garnish our wages.

    To put that interest into perspective, I have the ability to pay a monthly amount based on my wages. Before the pandemic, when I was able to pay, the amount was so low and the interest was so high that I wasn’t able to pay more than what I was accruing.

    • Soviet Snake
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      1 year ago

      Ah, seems like hell, I thought that maybe if you didn’t look at the debt it would go away at some point.

      • 陆船。
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        1 year ago

        You can’t discharge student loan debt via bankruptcy which is unlike other debts and courtesy of our president who is totally for real going to forgive it lol

        • ghostOfRoux();
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          1 year ago

          Oh yeah I forgot to mention that part. We can’t even poor person our way out of it.

      • ghostOfRoux();
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        1 year ago

        I’m considering trying that at this point. Or just shooting myself in the head of that doesn’t work.