I might get flame for this but. Social credit system might be a way for us to get rid of money and achieve a classless, money less society. People can work hard and get a good social credit score. With a good social credit score, the benefit will be free housing, free healthcare and free food, water and electricity… etc. If you have a low social credit score, you can always improve by being a better person and contribute.
I think the establishment and enforcement of socialist values by the standing government would have the desired results you want without the potential for corrupt oversight issues.