I am not sure if you understand what is utilitarianism at all. The issue here is that your idea is completely based on the “incentives” and not solving the real problem behind between the people and I try to show you that based in your consequential POV.

I am not sure what is your source to set the “needs” as artificial or subjective but as far I know, even in real experience, these can be measured perfectly. In a system where any human is not capable to fit their needs (even between theirselves) humanity doesn’t exist directly. Or maybe you are just using the word “needs” to any wish (artificial need) and not to the direct ones (which allow a human to exist at least and develop itself in equal conditions as minimum).

In addition, I am not sure if you understand what I say at all. This seems completely more and more mixed in every reply and even obscured.