is my logic wrong here, like shouldnt any sane person then invest virtually all their money?
i suppose the main counterargument is that its safer in a bank, anyway im not too knowledgeable so i wanna hear what people have to say here
is my logic wrong here, like shouldnt any sane person then invest virtually all their money?
i suppose the main counterargument is that its safer in a bank, anyway im not too knowledgeable so i wanna hear what people have to say here
Two reasons I can think of. One - you need money to pay for stuff on the regular. All of that money needs to be freely available whenever you need it. Investments tend not to be able to be cashed out on the fly, I think. Two - you get a guaranteed return instead of gambling on the return of an investment. Depending on what that money is for you might not be willing to take that risk.