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Couldn’t agree more. I grew up poor, and I’ve been lucky to find a well-paying job in my adult life. It makes me feel so good to be able to do the things for people that I couldn’t do when I was younger. I love that quote too - that’s totally true for me. I think I get more satisfaction out of being able to offer something than the person actually receiving the thing.
Yeah! +1 for YNAB. Been on it for around 6 months now, can’t imagine not using it anymore.