Of all generational cohorts, older millennials are most likely to generate enough income to retire comfortably, according to the latest Vanguard Retirement Readiness report.

Specifically, millennials aged 37-41 have the greatest chance of landing a comfortable retirement.

  • INeedMana@lemmy.world
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    1 year ago

    Millennials fretting about their financial future can take comfort in knowing they are on track to retire in a better financial position than they probably think.

    A lot of things were supposed to be better than we thought in the beginning

    • bluGill@kbin.social
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      1 year ago

      A lot of things are much better. It is easy to focus on the negative without realizing how bad the past really was, or for that matter how hard things were for those in the past. sure some things are worse today - work on fixing them - bit overall things are still very good.

      • rosymind@leminal.space
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        1 year ago

        Women’s rights have been walked back, causing child rape victims to struggle to find abortions, to say nothing of women being forced to carry fetuses who will die upon birth. Trans rights are being shit on, to the point that gender affirming care is being denied to people even where it’s legal. Taxes for the wealthy are too low. The middle class is rare to be in. Health insurance is insanely expensive and it’s difficult to see a doctor even when you have it- emergency rooms will leave you waiting for 6 hours or more. We simultaneously have too many people, and too few children with a looming crisis of too many elderly. We have microplastics in the air, oceans, food, fetuses, everywhere. Housing is largely unaffordable across the globe. Homelessness is out of control. Massive, destructive wildfires are the new norm. Heatwaves are killing people. Migrants are clamouring to find new countries to live in (which will get worse due to climate change) causing all kinds of social frictions. The youth are anxious, depressed, and suicidal.

        But please, tell me how things are good for people over all?

      • afraid_of_zombies@lemmy.world
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        1 year ago

        No they aren’t. Stop shilling. Any response that isn’t “student loan debt has been taken away, all housing prices are at the level of the early 1980s, the ceo-to-worker compensation level is the same as 1953, we have Medicaid for all, and the government is out of debt” will be discarded.

      • NewNewAccount@lemmy.world
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        1 year ago

        Like what specifically? Are you factoring in what things might look like in the coming decades? Or what things already look like for a majority of Americans?

        I don’t care if I can get a 4k tv for $300 if I have no emergency fund, no retirement savings and can’t cope with a medical emergency (even with insurance).

        • bluGill@kbin.social
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          1 year ago

          Savings is about sacrifice for today. I personally know some who are making half a million/year who are living paycheck to paycheck, while I know others making poverty income who have growing savings. It is much easier to have a “nice” life when you have more income, but living below your means is a choice that everyone could make.

          somehow you have access to post your reply. Give up your internet and that would free up some money. I have no idea what else you do in life, but I’m sure there is a lot more.

            • Chocrates@lemmy.world
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              1 year ago

              The toast guy is now saying that we need mass layoffs to teach us toast eaters a lesson about not asking for better wages.

          • NewNewAccount@lemmy.world
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            1 year ago

            Trying to understand your point here. Because I have access to an internet-connected device means that’s the reason me and others like me aren’t saving enough?

            Or maybe you meant if I have this device and I’m able to save then things aren’t as bad as they seem?

            • bluGill@kbin.social
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              1 year ago

              There is a consequence to your choice to have internet. There is less money for other savings. Worth it is not a choice I can make for you.

          • medgremlin@lemmy.sdf.org
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            1 year ago

            Internet access is as basic a utility as electricity and water these days. It is nigh impossible to function in society without access to the internet and pretending otherwise is just oblivious to the point of petulance.

      • cyd@lemmy.world
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        1 year ago

        12 upvotes, 42 downvotes

        This is your punishment for trying to be positive on the internet ;-D