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With ID theft, the thieves open more credit cards. They don’t only use yours.
You are protected from muggers, as they use yours. Fuck them. I hope they feel bad when shopping and being declined.
Thieves can’t open new cards if you have collections, missed payments, and high utilization :thonk:
Uh…yeah, that’s exactly why I maxed mine out!
totally a security measurement
Was gonna say, wayyy ahead of you OP. I just paid one off, I should probably max it out again just in case.
Can never be too careful.
Removed by mod
Lol