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Cake day: July 7th, 2023

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  • Just another anecdote, but I have 2 boys. I can’t tell if one has a micropenis and the other has a macropenis. One looks smaller than proportional, but not “micro?” One looks, well, otherwise. They are both huge kids otherwise… Maybe they are both near other sides of average, but I’m not spending time trying to figure that out.
















  • I’m sure it depends a lot on the original application and your current credit and income at the time. I thought the person I was replying to said if you put more than 10% of your limit on the card you would take a credit hit. That is clearly false. Cycling and spending more than your limit might get questioned, but credit card companies do not want you to pay your balance off. They want you to be just a bit behind all the time but likely to be able to pay off eventually vs. bankruptcy.