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I don’t have a horse in this race except to imagine being in the situation myself, but why should only people with lots of money be allowed to own their own walls and small piece of land?
I don’t have a horse in this race except to imagine being in the situation myself, but why should only people with lots of money be allowed to own their own walls and small piece of land?
I thought tiny homes were a good idea until I lived in a couple of them.
It seems that “tiny home” has a fluid definition. I’ve seen it used for 120 sq ft homes all the way up to just under 1000 sq ft. The latter measure of just under 650 to 1000 sq ft is close to the size of the hundreds of thousands of starter homes that returning soldiers from WWII that represented the largest boom in private home ownership in US history:
When developers are usually only building giant single family home outside of the reach of those new to home ownership, the return to these smaller starter homes sounds like a really REALLY good idea! Prior to this there has been almost no homes for sale for someone that is otherwise happy in the space of a one or two bedroom apartment. It meant essentially renting forever in many places in the USA.
There’s a development of tiny homes going up in San Antonio TX that I’ve been watching that looks really promising.
350-650 sq ft with starting prices at $140k. That’s affordable for many people that have been priced out of those WWII age homes of similar sizes that are going for $250k-$400k today.
As you’ve actually lived in a tiny home, I’m interested in your opinion about how these won’t work. How big was your tiny home? What makes it unworkable?
Except there is head nodding at working class people being “without”. Mary Lou Retton is a famous celebrity. The assumption is that fame equates to elite status with things the working class does not have. The shock is that even fame can’t get you health insurance.
HOAs still place restrictions unfortunately. Perhaps not an outright ban in most places, but limited installations and possibly in not the best place on the house for solar production.
Today’s generations caught onto the lie that “rib played notes” are inconsistent which ruins the immersion.
Doug : In episode 2F09, when Itchy plays Scratchy’s skeleton like a xylophone, he strikes the same rib in succession, yet he produces two clearly different tones. I mean, what are we to believe, that this is a magic xylophone, or something? Ha ha, boy, I really hope somebody got fired for that blunder.
Homer : I’ll field that one. Let me ask you a question. Why would a grown man whose shirt says “Genius at Work” spend all of his time watching a children’s cartoon show?
[embarrassed pause]
Doug : I withdraw my question.
[starts eating a candy bar]
But reading the brine discharge always makes me wish that grid based sodium ion batteries would be researched more. But can’t have that because oil companies already put large deposits into lithium mines.
Its light on specifics but China is already producing Sodium batteries which makes sense for a nation that is technologically advanced, but resource poor. Since China doesn’t have any entrenched petroleum interests, and is geopolitically distant to most of the proven cobalt and lithium supplies, it makes sense for them to use what they have plenty of.
Honestly, I’m excited about this. Sodium batteries aren’t very energy dense, but they should be very cheap. Lots of applications don’t need physically small batteries (like grid or solar tied).
In that situation they’d likely be better served with a 250k mile EV and whatever range it has left or purchase of a subpar pack from a wrecked EV of the same model to keep it on the road. EV just have so many fewer moving parts. The moving parts are what wear out over time.
Or worse yet: the mailman, the pool cleaner guy, the plumber that fixed that sink leak last year, the butcher, her car mechanic, each member of the landscaping team, her tennis coach, the tennis coach’s crazy hot wife, and then starts making phone calls to the local penitentiary asking about availability of visiting hours.
The last thing I would call a 250k mile car driven for another 10 years is “cheap”. Large expensive things will be breaking left and right.
CEO may have even wanted to leave anyway before the announcement and agreed to make this unpopular announcement knowing that he’d take the bad blood with him when he left.
How will people handle needing to pay a car’s price to replace the battery.
Cars aren’t usually worth much when they have 250,000 to 300,000 miles on the odometer. That’s how long a properly designed modern battery will last until wear and tear means its not usable anymore.
Only if he goes around saying “Dubayu-EEEEENNnnnn-bee-see” while someone dressed up as Paul Giamatti constantly correcting him “no no, is Dubayu-EEeennnn-bee-see”
I think we’re all tired of paying for proprietary CPU designs when those rights holders can make it cheap to begin with, and then when it is established jack the price up or sell the IP to another organization which bleeds us dry.
Well you’re in luck! The Federal Reserve isn’t a privately-owned bank. Its part of the Federal government.
“why the banking system works this way” wasn’t the question, but I touched on part of that answer in my prior post.
A little bit more of an answer (but still far too simplistic) is that a series of laws was repealed (primary Glass-Steagall Act of 1933 ) allowing banks to take deposits and gamble with customer deposit money. This lead to banks not keeping enough money in the bank because they wanted more profits from the gambling. Part of that gambling lead to the fallout of the Financial Crisis in 2008. In a response to that new legislation was made ( primarily the Dodd-Frank Act) that forced banks to keep more money in the bank and be able to dispense it to depositors. You may have heard headlines of “banks being stress tested”. Thats part of Dodd-Frank requirements. The stress tests run scenarios with the banks numbers against hypothetical situations. If the bank’s processes and accounts don’t pass, the amount of cash they need to keep in the bank goes up. This is one mechanism to help insure your money will be there in the bank the way you expect it to be.
Now, lawmakers could do even better by putting most Glass-Steagall Act back in place with all its protections to depositors, but there’s too much money and corporate interest to do that.
It does breed innovation, but it does nothing to distribute that innovation evenly or fairly.
why is our government’s only method of controlling inflation essentially just giving more money to the banks?
I take it from your statement that you are saying you believe the that 7% in the article is money a retail borrow (like you or me) pays to the bank which they profit from. Do you believe that is the case? It doesn’t work that way. An overly simplistic explanation is that 7% is interest the bank itself pays to borrow the money from the Federal Reserve.
Now you’re asking why the bank needs to borrow money from the Federal Reserve? Here’s yet another simplistic explanation:
A bank takes in money from depositors (your checking and savings accounts, certificates of deposit, etc). It pays a very small amount of interest (usually between .01% in most cases and maybe as high as 4% in rare cases) to depositors. So the bank needs to profit if it is a business. One huge area is lending. It loans your money (and everyone else’s) out to people buying houses, cars, and companies borrowing for startups or expansion. They charge various interest rates on these loans and I think THIS is the interest you’re thinking of from the article. The article’s interest is different.
Banks aren’t allowed (anymore) to loan out every dollar they have to try to make the most profit. They’re required by laws written by Congress to keep a pretty large chunk in cash (not paper per se) on the books. This means if you and 1000 of your best friends come to the bank and demand all your money, you’ll likely get it even though there’s lots of loans out. If the bank has loaned out too much then they won’t have enough cash to meet the regulations.
This is where the Federal Reserve’s benchmark rate comes in from the article.
I bank can, overnight, borrow millions of dollars from the Federal Reserve to make sure it has cash on the books, then returns that money in the morning. The 7% from the article interest THE BANK has to pay to the Federal Reserve for the overnight borrowing. In the morning the bank starts getting regular deposits again, so it doesn’t need the Federal Reserve’s money for the day. At night, they have to pay out their expenses and pay interest to their depositors so they may be short again. So the bank AGAIN borrows millions overnight and pays interest to the Federal Reserve. This is the banking business in short.
Source: If you want more info here’s a better and more complicated write up
I hope that helps.
If doctors (or pharmacists) want the choice to impose their own religion on their patients, then at minimum need need to disclose that before ever meeting a patient. Additionally it would disqualify them from accepting any patients that are subsidized with taxpayer money.
This could act like the Surgeon General’s warning on a pack of cigarettes:
WARNING: this physician acts with their own religion in mind before your well being. This could be a danger to your health.
If they kill a Republican, the right will official loud and long hours this proves they’re the victims
…and then pass rules that Republicans politicians at all levels be exempt from any gun restrictions, even on someone else’s private property. They would proudly wear hip holsters onto the House floor during debate and claim that is the only way they can be safe. The first shooting victim on the House floor will be a person of color from a Republican gun.
If it happens to be a radical from the left that does the initial killing, then there’s even a possibility Republicans would support gun restrictions on Democrats.
Remember, the conservative answer to too much gun violence is always adding additional guns.
Ray Walston (actor that played Boothby) died in 2001, so it would require a recast.