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Joined 1 year ago
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Cake day: July 2nd, 2023

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  • Maybe so! The one at mine worked like this:

    1. You elect in advance how much you want to fund your FSA in the next upcoming period (year)

    2. On day 1 of that period the FSA is available to you to spend on eligible expenses. Within 2 weeks I spent the full years elected amount (one surgery).

    3. For the duration of the period they deduct (pre-tax) the total FSA election / pay periods (ie. $2000/24 in my case). And that would repeat through the full period (year).

    So in my case, leaving after paycheck 1 of that period, but spending 100% of the elected funds means I paid: 1x(2000/24)= $83. But I spent $2000. Upon leaving that meant they did not collect $1917.




  • Weird FSA trick tho; if you borrow from an FSA, spend it in full in, say… the first month of the year, quit your job. You never have to pay it back.

    Happened to me by accident. I started a plan to pay for LASIK. Got it. Had no way of knowing back then I’d be made another job offer. Took it and expected to get dinged with the entire amount. Nope. FSA plan eats the loss.

    So all you gotta do is plan very specifically months ahead and triple down by orchestrating a job change all to save $2k :) easy.





  • I’m not one of these Apple salespeople, but I was a latecomer to iPhone. Started with the 12. It was the first device I owned as far back as I remember that didn’t feel like it was lagging/dying at the end of year one. And consequently I didn’t replace it as I had with years of Pixels, Nexus, Samsungs, etc prior. I think their hardware design is better. And I think the hardware + software tightness results in extending the life of the hardware. And I say this still wishing I could get the new Pixel devices - but I simply haven’t felt that feeling of my phone becoming irrelevant as much as I did with my various android devices.

    Same story repeated with tablets -> iPads seem to last forever / until the wheels fall off. I’ve owned Galaxy Tabs, Nexus 12s, etc -> they do not have the same longevity period. It’s sad honestly I wish that weren’t true.

    I have a MacBook Pro 2013 that still runs like new (one battery replacement along the way). I can’t even imagine what a 10 year old Dell or Lenovo or HP would be right now. A paperweight?