I would not let the house go to auction. That will be the least advantageous. Having her sell now means that she has to have the balance of the mortgage available at closing to pay down the loan. That would of course reduce the value of her estate and then it’s less going to the grandkids or whoever. Whether she or her estate sells when she is alive or afterward is likely moot. She still owes the bank the balance of the mortgage no matter what.

Her estate is responsible for the mortgage. You have to pay the mortgage out of whatever resources her estate has or “sell” the house to the grandkids at which point they are responsible for the mortgage. The bank has to get their money somehow. If the grandkids don’t want to assume the mortgage and the estate doesn’t have the money to pay the mortgage then you will default and the bank will foreclose and take the house to auction.

Except for obvious typos

Poor Riker wishes he could out maneuver this meme.

I eventually worked it out, but the point was to help others.

The plot is surprisingly complex for what is cast as a “kids show” or “Trek for newbs”. Don’t watch it unless you have seen at least some of the Voyager series. The plot from S1 ties right into S2. I had a moment in S2E6 (or thereabouts) where my emotions got trigger when Janeway makes a tough choice.

The show works.

Halfway through and I’m enjoying it immensely. I’m in my middle age years so don’t tell me this show is for kids. Trek fans shouldn’t miss this series.

For the noobs, you should explain what this actually is. All I have is a name and a date. No deets.

I vote for complete free for all. Go at it people!

Lower Decks!

That’s cool. I just thought the Xindi were a strange and poorly executed race.

I enjoyed the romance between Trip and T’Pol. Could go without the whole Xindi arc.

No love for Enterprise I see.

I’m always stoked for a new TellTale title!

Richmond, VA checking in. I can walk to all of these except a shopping mall.

It’s not the show in book form. It’s the “definitive guide” to the show.

She did really well and it exposed Cloudflare for its crappy people management, but the sad truth is that this is precisely how layoffs always go. Rightfully, the employee is seeking answers, but many times the answer isn’t one they want to hear and HR will never divulge it anyhow. The line of messaging from HR was boilerplate and locked down to keep the unpleasantries of the process from being known. Eventually the employee understands she has no options and they move on to next steps. She defended herself well and made those two people feel like cocks for the way they did it, but it makes no difference at the end of the day.

Oh yah?

I’m gonna go with the guy’s red jumpsuit.

Somebody call John Woo