They should include the interest rate they are using to calculate the mortgage. Based on what’s provided they are assuming around a 6% mortgage which is no longer available. Tack an extra $1,000 monthly payment onto that million dollar home and an extra $40,000 to your income to make it affordable. (Assuming debt/income ratio and income taxes)
Did I miss anything?
The fact that it kills so many is a marketing tool. It’s viewed as the “strongest” high and the people who die just “didn’t know their limit” unlike the user.