If you’re saving monthly into an active fund - please stop doing so. Research shows that they consistently underperform and that they are not worth the fee they’re charging.
Buy a cheap, broad index fund instead.
Why YSK: an actively managed fund has no guarantee to be better than a cheap passive one (Someone in the comments called it a mutual fund? I’m not natively English so not sure about the terminology) but at a 1.25% fee - over 30 years around 30% of the return will have been swallowed by the fees. Banks don’t make money from the cheap passive funds so they will be pushing the expensive ones even though it goes against all the research. They are not interested in making you rich.
This. My bank insisted on a meeting to sell me their human financial advisor services, which ended up being an hour of me asking over and over: “but I still don’t understand, why is it better than placing them on mutual funds?”, and of them trying tediously to justify their own existence. I was very unimpressed.