They are keeping this quiet, but this affects 2.9% of US bank customers.

  • slazer2au@lemmy.world
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    4 months ago

    o.O so it’s not a bank that has failed, rather a banking middleman who provides Banking as a Service (BaaS)

    Look, if silicon valley bank collapse didn’t trigger a meltdown then this wont either.

    • shortwavesurfer@monero.townOP
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      4 months ago

      Silicon Valley Bank was bailed out entirely by the FDIC. And so there were no liquidity issues. 2.9% of real people have been able to not access their money this time. That did not occur last time.

        • shortwavesurfer@monero.townOP
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          4 months ago

          For now, yes. Last year, it was tech. This year, it’s fintech, which is still tech. And we’ve got the looming tsunami wave of commercial office space on the horizon, too. Last year, nobody had any issues getting their money. This time, 2.9% of people did. What will it be next time?

          • sugar_in_your_tea@sh.itjust.works
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            4 months ago

            There will always be something to trigger a market correction. Fintech is a good guess since they have kind of followed the wave of tech hype, but I highly doubt it’ll trigger anything more than a modest market correction in the finance sector.